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	<title>Heri's WeBlog</title>
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	<description>Just Another Heri's Blog</description>
	<pubDate>Fri, 29 Jan 2010 16:11:49 +0000</pubDate>
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		<title>What should you do after car accident?</title>
		<link>http://heriblog.web.id/what-should-you-do-after-car-accident.htm</link>
		<comments>http://heriblog.web.id/what-should-you-do-after-car-accident.htm#comments</comments>
		<pubDate>Fri, 29 Jan 2010 16:11:49 +0000</pubDate>
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		<description><![CDATA[Of course, the environment can be a factor contributing to accident risk. Bad weather, rain, snow, strong wind - the likelihood of an accident to occur in such conditions is certainly quite high. But still, it&#8217;s much easier and cheaper to try to avoid an accident rather than having to deal with the consequences. Not [...]]]></description>
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		<title>Post-accident to-do list</title>
		<link>http://heriblog.web.id/post-accident-to-do-list.htm</link>
		<comments>http://heriblog.web.id/post-accident-to-do-list.htm#comments</comments>
		<pubDate>Fri, 29 Jan 2010 16:11:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
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		<description><![CDATA[The weather conditions should not affect anything. Of course, it is clear to everybody that in winter accidents are more frequent, but you also have to remember that avoiding an accident is much more valuable than knowing how to recover from it. But in case you did end up in an accident please know what [...]]]></description>
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		<title>Which makes and models of vehicle are the cheapest to insure?</title>
		<link>http://heriblog.web.id/which-makes-and-models-of-vehicle-are-the-cheapest-to-insure.htm</link>
		<comments>http://heriblog.web.id/which-makes-and-models-of-vehicle-are-the-cheapest-to-insure.htm#comments</comments>
		<pubDate>Fri, 29 Jan 2010 16:11:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[miscellaneous]]></category>

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		<description><![CDATA[There&#8217;s a terrible temptation when you are looking to buy your first vehicle or replace what you currently drive. So many different factors come into play. A young man&#8217;s dream car may be a babe magnet, others may have to move a family around town. No matter what your needs, the hard cold reality is [...]]]></description>
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		<title>How often should you pay for your insurance?</title>
		<link>http://heriblog.web.id/how-often-should-you-pay-for-your-insurance.htm</link>
		<comments>http://heriblog.web.id/how-often-should-you-pay-for-your-insurance.htm#comments</comments>
		<pubDate>Thu, 28 Jan 2010 15:20:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[miscellaneous]]></category>

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		<description><![CDATA[In the good old days, the world was a simple place. You went into a store to buy goods, or to an agent or broker to buy services. The price was quoted and you paid it out of the cash in your bank account. If your account was poorly stocked with dollar notes, you had [...]]]></description>
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		<title>Individual plan health care services&#8221;</title>
		<link>http://heriblog.web.id/individual-plan-health-care-services.htm</link>
		<comments>http://heriblog.web.id/individual-plan-health-care-services.htm#comments</comments>
		<pubDate>Thu, 28 Jan 2010 15:19:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[miscellaneous]]></category>

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		<description><![CDATA[What is an individual health insurance plan? Speaking technically, it is an agreement between the insurer and the customer regulating that the insurer will pay for listed customer&#8217;s medical services in case of an emergency against a certain fine. But the main question that many people are asking is about the elements to be considered [...]]]></description>
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		<title>Does every state need its own Department of Insurance?</title>
		<link>http://heriblog.web.id/does-every-state-need-its-own-department-of-insurance.htm</link>
		<comments>http://heriblog.web.id/does-every-state-need-its-own-department-of-insurance.htm#comments</comments>
		<pubDate>Thu, 28 Jan 2010 15:19:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[miscellaneous]]></category>

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		<description><![CDATA[Insurance is a slightly nonstandard business in that all the major regulatory functions are left to the individual US states. Federal government has decided to abandon its normal role as the regulator of business to protect the consumers&#8217; rights. Such regulation as does exist is down to the political climate in each state and the [...]]]></description>
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		<title>Is the proposal in Michigan realistic?</title>
		<link>http://heriblog.web.id/is-the-proposal-in-michigan-realistic.htm</link>
		<comments>http://heriblog.web.id/is-the-proposal-in-michigan-realistic.htm#comments</comments>
		<pubDate>Tue, 26 Jan 2010 16:16:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[miscellaneous]]></category>

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		<description><![CDATA[The easiest thing to say in the world right now is that some US states are suffering more than others in the recession. The national media rightly focus on the headline figures showing the total numbers of unemployed, the foreclosure rate, and so on. This can be somewhat deceiving because it hides the fact that [...]]]></description>
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		<title>Which is better: an HMO or a PPO?</title>
		<link>http://heriblog.web.id/which-is-better-an-hmo-or-a-ppo.htm</link>
		<comments>http://heriblog.web.id/which-is-better-an-hmo-or-a-ppo.htm#comments</comments>
		<pubDate>Tue, 26 Jan 2010 16:16:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[miscellaneous]]></category>

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		<description><![CDATA[One of the more annoying features of modern life is this alphabet soup. You are expected to know what all these letters stand for, iykwim. Even those who are into texting and SMSing can get caught out when it comes to insurance jargon. So here is a simple explanation of the differences between a Health [...]]]></description>
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		<title>What to expect at a medical exam</title>
		<link>http://heriblog.web.id/what-to-expect-at-a-medical-exam.htm</link>
		<comments>http://heriblog.web.id/what-to-expect-at-a-medical-exam.htm#comments</comments>
		<pubDate>Tue, 26 Jan 2010 16:16:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[miscellaneous]]></category>

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		<description><![CDATA[When you are buying life insurance, there&#8217;s a chance you will be asked to go through a medical exam. It will not be necessary for most young people who are only asking for small amounts of coverage. So a 25 year old only asking for $50,000 are usually allowed to self-certify good health. As age [...]]]></description>
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		<title>Insurance over the holidays</title>
		<link>http://heriblog.web.id/insurance-over-the-holidays.htm</link>
		<comments>http://heriblog.web.id/insurance-over-the-holidays.htm#comments</comments>
		<pubDate>Tue, 26 Jan 2010 16:16:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[miscellaneous]]></category>

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		<description><![CDATA[This is being written as we approach Thanksgiving and most people will be meeting up with family and friends to celebrate. As we plan for these big holidays, the main focus tends to be on planning the menu for the feast, buying the food and deciding who&#8217;s going to be responsible for laying in the [...]]]></description>
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